About Legacy Capital Planners

Todd Baker
Co-Founder & Financial Coach

Originally from Montgomery County, Todd grew up in Silver Spring, Maryland. He prides himself on being a well-known and respected advisor in the Washington, D.C., area and, since entering the financial services industry in 1999, continues to be dedicated to giving retirees valuable advice for their futures.

Now a financial advisor, Todd started his career at John Hancock Financial Services in McLean, Virginia, helping clients protect themselves against the high cost of long-term care. He then moved to New York Life, where he was trained on portfolio and asset management. From these experiences, Todd created a business philosophy he instills in his clients: Keep things simple, protect your income and do not take large draw downs on your investment dollars.

Specializing in investment management, retirement income planning, estate planning, long-term care and tax planning, Todd has been featured on Frederick News Post and is a member of the National Ethics Association. He received his Bachelor of Science in business from Widener University in Chester, Pennsylvania. Todd is a Series 65 Investment Advisor Representative and holds his life and health Insurance license in Washington, D.C., Maryland, Virginia, North Carolina and Florida.

In his spare time, he enjoys camping, cooking, fishing, golfing and coaching his sons’ little league teams. Todd and his wife, Danielle, live in Adamstown, Maryland, with their three children, Gavin, Landon and Payton, and their dog, Ryleigh.

Michael D. Ausherman, Jr.
Co-Founder & Financial Coach

Michael is a native of Montgomery County and grew up in Germantown, Maryland. A financial advisor since 2000, Michael offers expertise in the following areas: financial planning, retirement planning, income planning, tax planning, asset management and risk management for life and long-term care.

Michael is a firm believer in the power and importance of education. He graduated from the University of Maryland with a Bachelor of Arts degree in economics. He then earned the designations of Charted Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) from The American College of Financial Services in Bryn Mawr, Pennsylvania. This rigorous course study helped hone his knowledge of investments, insurance planning and estate planning.

A member of the National Ethics Bureau, Michael holds his Series 65 securities license and is licensed in life and health insurance in Washington, D.C., Colorado, Delaware, Florida, Georgia, Maryland, Oklahoma, Pennsylvania, Rhode Island, Virginia and West Virginia.

Outside of the office, Michael enjoys golf, boating, cooking and watching Maryland Terrapins football and basketball. Mike and his wife, Regina, reside in Urbana, Maryland, with their children, Emily and Matthew, and Shih Tzu, Cody.

At Legacy Capital Planners, helping you achieve your vision for retirement is our number one goal. We work closely with you to objectively assess your individual retirement strategy, and help provide solutions tailored to your needs. Legacy Capital Planners are proud to be independent financial professionals.

The Legacy Capital Planners Core

We take a personal approach and offer a high level of service paired with years of experience, comprehensive resources and support, objective and in-depth knowledge. Through our dedication to service, Legacy Capital Planners creates value for our clients resulting in innovative retirement solutions that cater to their individual needs, goals and vision.

If you would like to have a conversation about your retirement strategy, please contact us online or call our office at 240-395-1060. We have an office in Germantown and can schedule a time and location that’s convenient for you. There’s absolutely no cost or obligation.

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